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Personal Finance Management(Germany)

# Company Name Rank Descrption View Startup Detail
2351 Raisin is the leading pan-European online marketplace for savings products. After launching the German platform in 2013, the company's service is now available in English across Europe ( In addition, the company offers localized platforms for the German, French, Spanish and Austrian markets. Raisin gives customers the possibility to open deposits at attractive interest rates across Europe free of charge. Previously, customers had to contend with varying, complex account opening procedures in foreign languages, sometimes requiring physical presence in the country. All deposits are 100 percent guaranteed up to € 100,000 per saver and bank by each national Deposit Guarantee Scheme in accordance with EU directives. Raisin (prev. SavingGlobal) was founded in 2013 and is based in Berlin, Germany
1510 Kiria is a personal finance assistant. It allows users to link their bank accounts and provides automated expense-tracking through mobile.
675 OptioPay is an online payment processing platform. They offer software with flexible payment options, including gift cards. OptioPay was founded by Marcus Börner and Oliver Oster in 2014 and is headquartered in Berlin, Germany
2068 Based in Berlin, Germany, Savedo is a European online marketplace for retail investment products that ensures safely deposited savings and better interest rates across the European Union. The platform supports the involved banks by handling their customer services and providing standardized account documents. Savedo enables its clients to easily invest across Europe without having to travel to the respective European country. Launched in 2014, Savedo’s team is comprised of experienced international finance specialists and online professionals
LIQID Investments
1628 LIQID Investments GmbH was established in February 2015 by an internationally experienced five-member founding team. At the core of LIQID is an intuitive digital platform. LIQID combines the expertise, investment instruments and terms available to leading family offices, and makes them available to a new generation of successful entrepreneurs, professionals and other affluent individuals. The investment strategies available on the company's mobile, digital solution were developed in collaboration with HQ Trust, one of the oldest and largest multi-family offices in Europe. In addition, LIQID has partnered with the Berlin-based early-stage investment fund Project A Ventures. Following a pilot phase with selected customers LIQID plans to launch its service in spring 2016. The team is based in Berlin
449 CASHBOARD is Europe’s first and only curated marketplace for retail investment covering all asset classes and one of the fastest growing online wealth management FinTechs in Germany. While others just sell one product CASHBOARD offers an individually tailored portfolio with access to the complete market range of traditional (Daily Deposits, Stocks, Funds, ETF) AND the rapidly growing segment of alternative investment products (P2P Lending, SME Lending, Real Estate Crowdfunding, Precious Metals, Sustainable Investing etc.). Leading European FinTechs and notable banks already partner with CASHBOARD currently offering more than 6,500 investment products on the open technology platform. Retail clients benefit from the one-stop-shop solution which enables them to manage all their assets in a single account. For them the platform is completely free of charge except for a success-related performance fee. CASHBOARD is recognized as one of the 9 top wealth tech companies in Europe (2017) and one of the market-leading companies in Germany (Aixigo/Springer 2016). The team has received several notable awards including Europe’s highest endowed startup prize – the SevenVentures Pitch Day from NOAH London worth €4m TV media and is backed by top-tier international VC’s including 500 Startups, Earlybird, Digital Space Ventures, Redalpine, ProSiebenSat.1 and more
1527 eefin gives the user a holistic picture of its personal finances. treefin is a constant finance assistant in your pocket. All insurances, banking and investment accounts, aggregated and nicely shown in one dashboard across all devices (current-situation of the user). On the basis of the current situation treefin identifies savings and optimization potential (e.g. insurance shortfall, assets with higher interest rates). Then the user has the choice to either talk to an independent advisor or will be forwarded to a comparison portal. treefin is independent and positioned in the customers corner and makes money when the customer saves money.
1025 Finatra is a tool for finance planning aimed at consumers who want to be well-informed in the design of their own finances and want a neutral analysis. The offer is intended to provide the broad population with orientation for their own needs, prepare the digital entry into the financial all-round consultation for the discussion with a financial adviser and give the customer security for the consultation.