I am passionate about developing ideas from scratch, executing and turning them into self-sustainable business generating units. I have more than 7 years of experience in start-up company in the fintech industry, growing as part of Cash Credit Group, a leading technology-based credit and lending company with operations in Bulgaria, South Africa, Philippines, and Cameroon. I work for Cash Credit back from its early days as a start-up and I have been part and active contributor to its growth from a start-up to 300+ employees international company through managing day-to-day operations, expanding the company in new markets, leading the company expansion, business set-up and successful launch of operations in the Philippines, and delivering on a number of commercial and partnership projects. In my professional experience, i have developed and implemented new sales channels (online and offline) for fintech products internationally, acquired and developed new partnerships with Mobile Network Operators to jointly provide fintech services to their subscribers based on Cash Credit innovative behavioral analysis on telco data and know-how into end-to-end management of fintech services. Currently, and in parallel to my role as Group Chief Commercial Officer, i am Managing Director of Cash Credit Philippines. After our successful business and commercial launch in Manila in July 2016, i am responsible to prepare national expansion, hire and train local management and stabilize operations to hand-over the management to local office by the first half of 2017.